What is a pension gap?
A pension gap arises when you build up less pension than you need to live comfortably after you retire. This can result in a significantly lower pension benefit than you expected or need.
Several causes can contribute to a pension gap. Below are the most common situations:
Causes of a pension gap
Please note
A pension scheme with limited accrual can also contribute to a pension gap. Not every scheme is equally favourable. Some plans offer only limited accrual options, leaving your pension capital behind.
Calculating your pension gap
Would you like to know whether you have a pension gap? You can easily and quickly gain insight into your personal situation with our review tool.
Gather your details
You need your DigiD login or the DigiD app to securely retrieve your pension data.
Start your pension check
With our tool you can view your current pension accrual and assess whether it is sufficient for your future plans via Mijn FinRust.
Discuss the results
Our advisors help you understand the outcomes and advise you on possible ways to close your pension gap.
Know where you stand financially
A pension gap can be fixed, as long as you act in time.
Questions or need advice?
Do you have specific questions about your own situation, or would you like to know how to close your pension gap? Our advisors are ready to help. Get in touch for a personal advice meeting and find out what you can do to get your pension back on track.
Tip
The sooner you start closing your pension gap, the more options you have. Start today with a pension check.
Pension gap? We are happy to help
Our pension advisors are happy to take the time to review your situation and provide honest, independent advice. Make a no-obligation appointment.