Apply for a business mortgage: step-by-step plan
Are you looking for a mortgage for your (new) business premises? With the current low mortgage rate, a lot is possible. You can contact our DGA mortgage advisors for advice on your mortgage options and how to apply for a corporate mortgage. We will explain step by step how the application process works.
Step 1: Make an appointment with an advisor
Before purchasing commercial property for your company, it is important to understand your mortgage options. This helps you find a suitable property in a more targeted manner. At DGA, we are ready to answer your questions and calculate your financial options without obligation.
Step 2: The orientation meeting
During the first free conversation, we discuss your situation and wishes. Our advisor asks questions to determine whether the business mortgage is right for you: do you already have your eye on a building (existing or new), how long have you been an entrepreneur and in which industry, what is the expected purchase price, do you have sufficient funds to cover the buyer's own contribution and costs, and will the property be used for personal use or rental? Based on your situation and financial data, we determine whether the business mortgage is suitable and how much you can borrow.
Step 3: Apply for a mortgage after finding a property
Have you found a suitable property and maybe already made an offer? Then we schedule a follow-up appointment together to apply for the business mortgage. During this consultation, we discuss the service document, which explains our costs and services during the application process. To submit the application, we ask you for documents such as your Chamber of Commerce number, annual results and proof of your own contribution. We submit the application and keep you informed of the progress.
Step 4: Review of the mortgage application
After submitting your application, we assess your financial situation and check whether your company generates sufficient income to cover the mortgage costs. If there are any questions or uncertainties, we will contact you for further explanation.
Step 5: Receiving your business mortgage quote
Has your application been approved? Then you will receive a quote with the interest offer, the conditions and the next steps in the process. Do you agree to the quote? Return the signed documents to us. If your application is rejected, we discuss the reasons with you and look for possible alternatives.
Step 6: Additional customer research
After accepting the quote, we conduct an additional customer survey to verify that you meet all criteria. If everything is in order, we can provide the financing permanently.
Step 7: Closing with the notary
Once everything has been arranged, we send the necessary documents to the notary to draw up the mortgage deed. The money is transferred to the notary, and you can make an appointment to officially close the mortgage. Congratulations on your new business premises and good luck with your business!
Do a mortgage check
Want to have a business mortgage calculated? With today's low mortgage rates, more is possible than you think. Fill in your details and we will calculate your business mortgage for you without obligation. Call 070 - 355 66 48 or email info@dga.nl.
Want to know more?
Our advisors are happy to take the time to discuss your wishes and options. Make a no-obligation appointment -- at our office or at your home.
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