Affordable annuity mortgage via DGA The Hague

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An annuity mortgage has fixed monthly payments combining principal and interest, with full repayment within the agreed timeframe.
20+ years experienceIndependentPersonal advice
How does it work?
Early payments emphasise interest; declining interest allows increasing principal repayment. After approximately 22 years of a 30-year term, half the mortgage remains.
Advantages
Simple, transparent structure. Lower initial payments via tax benefits. Guaranteed repayment completion.
Disadvantages
Rising net payments over time, minimal early principal repayment, higher total cost versus alternatives.
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