With an investment mortgage you pay monthly interest while self-managing savings or investments to build toward a lump-sum payoff at maturity.

20+ years experienceIndependentPersonal advice

Two variants

1) Direct investment in mutual funds (typically requires life insurance). 2) Investment through life insurance policies.

Advantages

Low monthly payments, flexible investment control, potential high returns, tax deduction on interest.

Disadvantages

Unguaranteed returns, potential shortfall, life insurance costs, unsuitable for those lacking investment knowledge.

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